Author

Ravi Kumar Sharma

Ravi Kumar Sharma is a digital media professional specializing in government payment intelligence and public finance journalism. With experience covering payment systems and government policy for English and Hindi language, Ravi Kumar Sharma founded India Payment Alert to bring the same standard of accurate, source-verified reporting to Indian government scheme coverage.

52 Articles

UPI Payment Debited But Not Credited? 3 Steps to Force an Instant Refund Tonight

By Ravi Kumar Sharma

2 Min Read

Last Updated: April 16, 2026, 8:15 PM IST. Technical logs show a massive surge in “Pending” status for…

A close-up of a gold necklace and coins with a price ticker showing the latest 24K and 22K rates in India.

Gold Price Today: New Rates in Delhi, Mumbai Before New Year

By Ravi Kumar Sharma

3 Min Read

Last Updated: April 12, 2026, 6:45 PM IST Gold prices in India have finished the week on a firmer note as retail…

A "Closed" sign on a glass door of a major Indian bank with a calendar marked for April 13 and 14.

Bank Shutdown Alert: Branches to Remain Closed Until Tuesday

By Ravi Kumar Sharma

3 Min Read

Last Updated: April 12, 2026, 6:32 PM IST Despite tomorrow being Monday, millions of people planning to visit…

A mobile screen showing "UPI Transaction Failed" with a red alert icon and a background of a busy Indian market at night.

UPI Status Check: Why Your Sunday Payments May Fail Tonight

By Ravi Kumar Sharma

3 Min Read

Last Updated: April 12, 2026, 6:18 PM ISTTechnical logs suggest a 15% rise in “Request Timeouts”…

A mobile phone displaying a "Processing" status and a 60-minute countdown timer representing the new RBI rule for high-value UPI transfers.

New RBI Rule: 1-Hour Delay on UPI Transfers Over ₹10,000

By Ravi Kumar Sharma

3 Min Read

Last Updated: April 12, 2026, 5:33 PM IST. Technical logs suggest a 12% rise in UPI “Request Timeouts”…

Banks closed 4 days from April 11 to 14 2026 due to second Saturday Sunday and Ambedkar Jayanti

Banks Closed 4 Days April 11 to 14: Withdraw Cash Before Friday Night

By Ravi Kumar Sharma

3 Min Read

Last Updated: April 10, 2026, 6:02 PM IST. A 4-day banking shutdown is coming this week. Branches across most of…

UPI two step verification mandatory from April 2026 under new RBI digital payment security rule

UPI Payments Need Two-Step Verification From April: New RBI Security Rule

By Ravi Kumar Sharma

3 Min Read

Last Updated: April 10, 2026, 5:52 PM IST. Your UPI payment may now take a few extra seconds to complete. The…

Gold price today April 8 2026 showing 24K gold at rupees 1,53,820 per 10 grams after RBI holds repo rate at 5.25 percent

Gold Jumps ₹3,980 on April 8: RBI Hold + US-Iran Deal Boost Prices

By Ravi Kumar Sharma

15 Min Read

Live Updated: August 4, 2026, 10:30 PM IST This article documents the sharp rise in gold prices recorded on April…

RBI Governor Sanjay Malhotra at April 2026 MPC meeting with repo rate unchanged at 5.25 percent

Will RBI Hike Rates in June 2026? Here’s What 71 Economists Say

By Ravi Kumar Sharma

5 Min Read

Live Updated: April 8, 2026, 5:10 PM IST The RBI held its repo rate steady at 5.25 percent today, but the real…

RBI Governor announces repo rate unchanged at 5.25 percent in April 2026 MPC meeting

RBI Holds Rate at 5.25%: Your SBI, HDFC, PNB EMI Stays Same in April 2026

By Ravi Kumar Sharma

5 Min Read

Live Updated: April 8, 2026, 4:46 PM IST The Reserve Bank of India has kept its key lending rate unchanged at 5.25…

Ravi Kumar Sharma

UPI Payment Debited But Not Credited? 3 Steps to Force an Instant Refund Tonight

Gold Price Today: New Rates in Delhi, Mumbai Before New Year

Bank Shutdown Alert: Branches to Remain Closed Until Tuesday

UPI Status Check: Why Your Sunday Payments May Fail Tonight

New RBI Rule: 1-Hour Delay on UPI Transfers Over ₹10,000

Banks Closed 4 Days April 11 to 14: Withdraw Cash Before Friday Night

UPI Payments Need Two-Step Verification From April: New RBI Security Rule

Gold Jumps ₹3,980 on April 8: RBI Hold + US-Iran Deal Boost Prices

Will RBI Hike Rates in June 2026? Here’s What 71 Economists Say

RBI Holds Rate at 5.25%: Your SBI, HDFC, PNB EMI Stays Same in April 2026

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