Live Updated: April 1, 2026 • 9:40 PM IST
Banks across India will remain closed for up to 14 days in April 2026 due to a combination of annual account closing, national holidays, regional festivals, and regular weekend closures.
Customers planning branch visits for cheque deposits, cash withdrawals, demand drafts, or document processing should check the dates carefully to avoid inconvenience.
Bank holidays in India are governed by the Reserve Bank of India and vary from state to state depending on local festivals and observances. While digital services like UPI, net banking, and ATMs will continue to work on all holidays, physical branch operations will remain shut on the dates listed below.
Complete Date Wise Bank Holiday List for April 2026
April 1 (Wednesday): Annual Closing of Accounts. Banks closed nationwide. This is a mandatory administrative holiday when bank employees complete year end accounting for the previous financial year. All branches across India remain shut on this day.
April 2 (Thursday): Maundy Thursday. Banks closed in Lucknow, Kanpur, and parts of Kerala. April 3 (Friday): Good Friday. Banks closed in most states across India except Tripura, Chandigarh, Assam, Rajasthan, and Jammu and Kashmir where branches will remain open.
April 5 (Sunday): Regular weekly holiday. All banks closed. April 11 (Saturday): Second Saturday of the month. All banks closed nationwide as per RBI guidelines. April 12 (Sunday): Regular weekly holiday. All banks closed.
April 14 (Tuesday): Dr B.R. Ambedkar Jayanti, Maha Vishuva Sankranti, Tamil New Year, Bohag Bihu, Baisakhi, Cheiraoba, and Biju Festival.
Banks closed in Tripura, Gujarat, Maharashtra, Karnataka, Odisha, Tamil Nadu, Uttarakhand, Sikkim, Assam, Andhra Pradesh, Manipur, Rajasthan, Jammu and Kashmir, Kerala, West Bengal, Goa, Bihar, and Jharkhand.
This is the most widely observed bank holiday in April with closures across nearly every state. April 15 (Wednesday): Bengali New Year (Nababarsha), Bohag Bihu, Vishu, and Himachal Day. Banks closed in Tripura, Assam, Manipur, Kerala, West Bengal, and Himachal Pradesh.
April 16 (Thursday): Bohag Bihu. Banks closed in Assam. April 19 (Sunday): Regular weekly holiday. All banks closed. April 20 (Monday): Basava Jayanti and Akshaya Tritiya. Banks closed in Karnataka. April 21 (Tuesday): Garia Puja. Banks closed in Tripura.
April 25 (Saturday): Fourth Saturday of the month. All banks closed nationwide as per RBI guidelines. April 26 (Sunday): Regular weekly holiday. All banks closed.
Which States Have the Most Bank Holidays in April
Assam has the highest number of bank holidays this month due to Bohag Bihu celebrations spanning multiple days from April 14 to 16 in addition to Good Friday and weekend closures. Tripura also has an extended holiday stretch with closures on April 14, 15, and 21 for regional festivals.
States like Kerala, West Bengal, and Manipur will see bank closures on both April 14 and 15, creating a two day stretch where branches remain shut. Customers in these states should plan their banking transactions accordingly.
Customers in metro cities including Delhi, Mumbai, Chennai, Bengaluru, Hyderabad, and Kolkata will have April 1, 3, 14, and both second and fourth Saturdays as confirmed bank holidays in addition to all Sundays.
What Services Will Still Work on Bank Holidays
Even when bank branches are closed, the following services remain fully operational. UPI payments through apps like Google Pay, PhonePay, and Paytm will work without interruption. NEFT transfers are available 24×7 throughout the year.
IMPS transfers process instantly on all days. ATM cash withdrawals are available at all bank ATMs. Net banking and mobile banking apps remain accessible for fund transfers and bill payments.
However, services that require branch visits will not be available on holidays. These include cheque clearances, demand draft issuance, fixed deposit opening at the counter, locker access, and any document submission or verification that requires in person processing.
Note that new ATM withdrawal rules have also come into effect from April 1. Banks like PNB have reduced daily ATM limits and HDFC now counts UPI ATM withdrawals in the free transaction limit. Read the full details in our coverage of 7 money rules changing from April 1.
How to Plan Your Banking This Month
With 14 potential closure days in April, it is important to plan ahead. Complete any pending cheque deposits or demand draft requests before the next holiday.
Keep sufficient cash or ensure your UPI apps are linked to active accounts. If you need to visit a branch for document verification or account related work, check with your specific branch about their holiday schedule as some regional holidays may vary.
For the official and complete RBI holiday calendar, visit the Reserve Bank of India website at rbi.org.in.
Customers should also note that the Aadhaar PAN link deadline carries a ₹1,000 penalty for delays. If you need to complete this at a bank branch, plan your visit on a working day well before the deadline. Check our detailed guide on the PAN Aadhaar link process.